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  2. What is a savings account? Definition, how it works - AOL

    www.aol.com/finance/savings-account-definition...

    Savings accounts are available mainly at federally-insured banks and credit unions, providing a secure means to store your money while earning a small to moderate amount of interest.

  3. What Is a Savings Account and How Does It Work? - AOL

    www.aol.com/savings-account-does-030006306.html

    A savings account stores your money for a later date, such as an emergency fund or a savings for a down payment. Unlike a checking account, which is designed for frequent withdrawals and direct ...

  4. Savings account - Wikipedia

    en.wikipedia.org/wiki/Savings_account

    A savings account is a bank account at a retail bank. Common features include a limited number of withdrawals, a lack of cheque and linked debit card facilities, ...

  5. Deposit account - Wikipedia

    en.wikipedia.org/wiki/Deposit_account

    Deposit accounts can be savings accounts, current accounts or any of several other types of accounts explained below. Transactions on deposit accounts are recorded in a bank's books, and the resulting balance is recorded as a liability of the bank and represents an amount owed by the bank to the customer. In other words, the banker-customer ...

  6. Certificate of deposit - Wikipedia

    en.wikipedia.org/wiki/Certificate_of_deposit

    A certificate of deposit (CD) is a time deposit sold by banks, thrift institutions, and credit unions in the United States. CDs typically differ from savings accounts because the CD has a specific, fixed term before money can be withdrawn without penalty and generally higher interest rates.

  7. Saving vs. investing: Which strategy works best for growing ...

    www.aol.com/finance/saving-vs-investing...

    Saving means keeping your money in secure accounts like high-yield savings or certificates of deposits, where you’ll earn modest but guaranteed returns that currently range between 4% to 5% APY ...