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2. What are annuities and how do they work? - AOL

   www.aol.com/finance/annuities-133000472.html

   An annuity surrender period is the duration of time that an investor must wait to withdraw money from the account without being penalized. The surrender period depends on several factors ...

3. Are Annuities a Good Investment? Pros and Cons to Consider - AOL

   www.aol.com/annuities-good-investment-pros-cons...

   The Surrender Period for Annuities. The surrender period is the time frame in which you cannot withdraw money from an annuity without paying surrender charges. The future value of an annuity ...

4. What is an annuity? Here’s what you need to know before ...

   www.aol.com/finance/what-is-an-annuity-200110157...

   For example, cashing out a $100,000 annuity in year one could cost $7,000 in surrender fees. You may also owe income taxes and a 10% IRS penalty if you're under age 59 1/2.

5. How To Get Out of an Annuity You No Longer Want and Avoid ...

   www.aol.com/annuity-no-longer-want-170021218.html

   An annuity -- a contract between you and an insurance company that requires the insurer to make payments to you, either immediately or in the future -- is a good way to guarantee fixed income ...

6. Annuity terms every investor should know - AOL

   www.aol.com/finance/annuity-terms-every-investor...

   A type of annuity offering a guaranteed income stream, typically for life or a specified period, with payments starting within a year. This is a popular option for individuals who have a large sum ...

7. What is an annuity accumulation period? - AOL

   www.aol.com/finance/annuity-accumulation-period...

   Annuities have a surrender period during the accumulation phase. You generally can’t take any money out in the first year. After that, your contract might include a free withdrawal option. This ...