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  2. Bank regulation in the United States - Wikipedia

    en.wikipedia.org/wiki/Bank_regulation_in_the...

    The Bank Secrecy Act of 1970 (BSA), also known as the Currency and Foreign Transactions Reporting Act, is a U.S. law requiring financial institutions in the United States to assist U.S. government agencies in detecting and preventing money laundering. [2] Specifically, the act requires financial institutions to keep records of cash purchases of ...

  3. Consumer Financial Protection Bureau - Wikipedia

    en.wikipedia.org/wiki/Consumer_Financial...

    The Consumer Financial Protection Bureau (CFPB) is an independent agency of the United States government responsible for consumer protection in the financial sector.CFPB's jurisdiction includes banks, credit unions, securities firms, payday lenders, mortgage-servicing operations, foreclosure relief services, debt collectors, for-profit colleges, and other financial companies operating in the ...

  4. Banking regulation and supervision - Wikipedia

    en.wikipedia.org/wiki/Banking_regulation_and...

    e. Banking regulation and supervision refers to a form of financial regulation which subjects banks to certain requirements, restrictions and guidelines, enforced by a financial regulatory authority generally referred to as banking supervisor, with semantic variations across jurisdictions. By and large, banking regulation and supervision aims ...

  5. Credit CARD Act of 2009 - Wikipedia

    en.wikipedia.org/wiki/Credit_CARD_Act_of_2009

    Credit Card Accountability Responsibility and Disclosure Act of 2009. Long title. An Act to amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan, and for other purposes. Nicknames. Credit CARD Act of 2009. Enacted by. the 111th United States Congress.

  6. Banking in the United States - Wikipedia

    en.wikipedia.org/wiki/Banking_in_the_United_States

    Clearing House Association, L. L. C., stating that federal banking regulations do not preempt the ability of states to enforce their own fair-lending laws.) [16] There is currently no federal cap on rates. The federal government only requires that whatever rates, fees, or terms are set by issuers be disclosed to the consumer in accordance with ...

  7. Financial privacy laws in the United States - Wikipedia

    en.wikipedia.org/wiki/Financial_privacy_laws_in...

    Financial institutions must verify that all laws, regulations, and procedures were followed before any financial records that were requested can be handed over to federal agencies. [ 3 ] The RFPA was later amended to increase financial institutions' ability to help facilitate criminal investigations and prosecutions.

  8. Texas federal judge blocks updated fair lending rules - AOL

    www.aol.com/news/texas-federal-judge-blocks...

    March 29, 2024 at 10:54 PM. By Nate Raymond. (Reuters) - A federal judge in Texas on Friday blocked enforcement of new regulations adopted during the Biden administration that sought to overhaul ...

  9. The bill also eliminated the Volcker Rule for small banks with less than $10 billion in assets. [6] The Act was the most significant change to U.S. banking regulations since Dodd–Frank. [5] [7] [8] Barney Frank, leading co-sponsor of the Dodd-Frank Act, said parts of the original law were a mistake and supported the legislation. [9] [10] [11 ...

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