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Usage-based insurance (UBI), also known as pay as you drive (PAYD), pay how you drive (PHYD) and mile-based auto insurance, is a type of vehicle insurance whereby the costs are dependent upon type of vehicle used, measured against time, distance, behavior and place.
Metromile, Inc. is a San Francisco-based technology start-up that offers pay-per-mile car insurance, licenses a digital insurance platform to insurance companies around the world, and provides a digitally native offering featuring smart driving features, automated claims, and vehicle information.
Cars that are driven less often, in less-risky ways, and at less-risky times of day, can receive large discounts. Progressive has received patents on its methods and systems of implementing usage-based insurance and has licensed these methods and systems to other companies. Metromile also uses an OBDII-based system for their mileage-based ...
After all, the core purpose of telematics is to allow insurers to base rates on how safe an individual driver is, rather than lumping them into a statistical class and charging them based on their ...
Quoted rates are based on a single, 40-year-old male and female driver with a clean driving record, good credit and the following full coverage limits: $100,000 bodily injury liability per person
Charitable mileage rate: 14 cents per mile driven while volunteering for a qualified charitable organization. Parking fees and tolls are also deductible. Parking fees and tolls are also deductible ...
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