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2. Workers' compensation (United States) - Wikipedia

   en.wikipedia.org/wiki/Workers'_compensation_...

   Smaller organizations must, and self-insured organizations may, purchase a workers' compensation insurance policy to cover obligations for work-related injuries to employees. [25] Some self-insured organizations will use a "hybrid" approach, hiring an insurance company to investigate workers' compensation claims, but paying the claims itself ...

3. List of United States insurance companies - Wikipedia

   en.wikipedia.org/wiki/List_of_United_States...

   In 1820, there were 17 stock life insurance companies in the state of New York, many of which would subsequently fail. Between 1870 and 1872, 33 US life insurance companies failed, in part fueled by bad practices and incidents such as the Great Chicago Fire of 1871. 3,800 property-liability and 2,270 life insurance companies were operating in ...

4. Workers' compensation - Wikipedia

   en.wikipedia.org/wiki/Workers'_compensation

   Workers' compensation or workers' comp is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue his or her employer for the tort of negligence. The trade-off between assured, limited coverage and lack of ...

5. National Council on Compensation Insurance - Wikipedia

   en.wikipedia.org/wiki/National_Council_on...

   The National Council on Compensation Insurance (NCCI) is a U.S. insurance rating and data collection bureau specializing in workers' compensation.Operating with a not-for-profit philosophy and owned by its member insurers, NCCI annually collects data covering more than four million workers compensation claims and two million policies.

6. State Compensation Insurance Fund - Wikipedia

   en.wikipedia.org/wiki/State_Compensation...

   Its market share spiked to over 50 percent in years 2002–2004 when a large number of private carriers left the market. In keeping with its mission, State Fund has an open-door policy, writing insurance for California businesses that need workers' compensation insurance. State Fund insures [6] approximately 130,000 policyholders in California.

7. Are emergency savings a reliable source of personal insurance?

   www.aol.com/finance/more-1-5-americans-no...

   Liability insurance offers financial protection for the injuries you cause during an accident and the property you damage up to your policy’s limits. In the insurance world, these coverage types ...

8. How to choose the right, cheap home insurance for your budget

   www.aol.com/finance/choose-cheap-home-insurance...

   Fortunately, shopping around with cheap carriers may help you find a robust policy that fits your budget. The average cost of homeowners insurance is $1,759 per year for $250,000 in dwelling coverage.

9. Insurance policy - Wikipedia

   en.wikipedia.org/wiki/Insurance_policy

   Subject to the "fortuity principle", the event must be uncertain. The uncertainty can be either as to when the event will happen (e.g. in a life insurance policy, the time of the insured's death is uncertain) or as to if it will happen at all (e.g. in a fire insurance policy, whether or not a fire will occur at all). [4]