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  2. Does refinancing a mortgage hurt your credit? - AOL

    www.aol.com/finance/does-refinancing-mortgage...

    Explore government loan refis: If your credit is in rough shape, government-backed options like FHA loans and VA loans may still make it possible for you to refinance, as their lending criteria ...

  3. When should you refinance your mortgage? - AOL

    www.aol.com/finance/refinance-mortgage-152541677...

    You will have a higher interest rate: If your credit score is not great, or current interest rates are much higher than when you got your mortgage, refinancing will make your loan more costly overall.

  4. Pros and cons of a cash-out refinance - AOL

    www.aol.com/finance/pros-cons-cash-refinance...

    Does cash-out refinancing hurt your credit? Initially, yes. Anytime you apply for a new loan, your credit score is negatively impacted due to a hard credit check by the lender. But the effect is ...

  5. How to calculate loan payments and costs - AOL

    www.aol.com/finance/calculate-loan-payments...

    Your interest is mostly determined by your credit score. The higher it is, the lower your rate and monthly payment will be. Repayment term: This is the amount of time you have to repay the loan ...

  6. When should you refinance your mortgage? - AOL

    www.aol.com/finance/when-to-refinance-mortgage...

    Refinancing savings vary based on many factors, including the refinancing you choose, your new interest rate, your new loan amount, your credit score and history (and that of your cosigner, if you ...

  7. Mortgage refinance: What is it and how does it work? - AOL

    www.aol.com/finance/mortgage-refinance-does...

    You’ll need to qualify for a refinance just as you needed to get approval for your original home loan. The higher your credit score, the better refinance rates lenders offer you — and the ...

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