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MMAs might require a minimum deposit or high monthly balance to avoid fees. Earnings could be tiered. An MMA may come with tiered APYs, with higher rates determined by your monthly balance.
Minimum deposit. Often $2,500 to $10,000 ... Online banks tend to offer the most competitive MMA rates with lower fees and minimum balance requirements. However, brick-and-mortar banks may provide ...
A money market account (MMA) or money market deposit account (MMDA) is a deposit account that pays interest based on current interest rates in the money markets. [1] The interest rates paid are generally higher than those of savings accounts and transaction accounts; however, some banks will require higher minimum balances in money market accounts to avoid monthly fees and to earn interest.
An MMA may require a minimum account balance to open the account and avoid fees. Earnings may be tiered. Money market accounts often require higher balances to earn the highest advertised rates.
Here's how FDIC national deposit rates on a $10,000 minimum deposit compare between November and December 2024 on traditional low-interest deposit accounts. Savings and deposit account National ...
It partners with Green Dot Bank to offer its Cash Account with a $0 monthly maintenance fee and $1 minimum opening deposit. There’s no minimum or maximum balance to earn 4.00% APY, which makes ...
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