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Up to $500. Instant. Maximum advertised loan amount varies by state. 4.1/5. 4.8/5. Albert. ... Applying won’t hurt your credit score as there’s no credit check. And if approved, you could get ...
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If possible, avoid payday loans, auto title loans or no-credit-check installment loans. Payday loans. All you need is proof of a regular paycheck to qualify for a payday loan of up to $500. The ...
A car title loan is secured by the borrower's car, but are available only to borrowers who hold clear title (i.e., no other loans) to a vehicle. The maximum amount of the loan is some fraction of the resale value of the car. A similar credit facility seen in the UK is a logbook loan secured against a car's logbook, which the lender retains. [100]
As early as the 1930s check cashers cashed post-dated checks for a daily fee until the check was negotiated at a later date. In the early 1990s, check cashers began offering payday loans in states that were unregulated or had loose regulations. Many payday lenders of this time listed themselves in yellow pages as "Check Cashers." [41]
The loan term was usually about two to three weeks, related to the time it took the U.S. Internal Revenue Service to deposit refunds in electronic accounts. The loans were designed to make the refund available in as little as 24 hours. They were secured by a taxpayer's expected tax refund, and designed to offer customers quicker access to funds.
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