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  2. Indexed universal life insurance - AOL

    www.aol.com/finance/indexed-universal-life...

    Key takeaways. Indexed universal life insurance offers flexibility in premium payments and the ability to adjust the death benefit. IUL policies include a minimum guaranteed crediting rate, or ...

  3. Indexed universal life - Wikipedia

    en.wikipedia.org/wiki/Indexed_universal_life

    Indexed universal life (often shortened to IUL) is a type of universal life insurance product that offers a death benefit coupled with a cash value account that can be used to pay policy premiums or take withdrawals and loans. [1]

  4. What Are the Pros and Cons of Indexed Universal Life Insurance?

    www.aol.com/pros-cons-indexed-universal-life...

    Indexed universal life insurance is similar to other types of permanent life insurance. The primary difference is that the performance of a stock index, like the S&P 500 and Nasdaq 100, determines ...

  5. Universal life insurance - Wikipedia

    en.wikipedia.org/wiki/Universal_life_insurance

    When an earnings rate is pegged to a financial index such as a stock, bond or other interest rate index, the policy is an "Indexed universal life" contract. Such policies offer the advantage of guaranteed level premiums throughout the insured's lifetime at a substantially lower premium cost than an equivalent whole life policy at first.

  6. What is cash value life insurance? - AOL

    www.aol.com/finance/cash-value-life-insurance...

    Indexed universal life insurance. Indexed universal life (IUL) has the flexibility of traditional UL but links your cash value growth to a stock market index, such as the S&P 500. Gains are ...

  7. Universal life insurance - AOL

    www.aol.com/finance/universal-life-insurance...

    Indexed universal life (IUL), also known as equity-indexed universal life insurance, links your policy’s cash value growth to a stock market index, such as the S&P 500. While this offers the ...

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