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  2. What is a 609 dispute letter? - AOL

    www.aol.com/finance/609-dispute-letter-221731481...

    A 609 dispute letter, also known as a credit dispute letter, is a written request to credit bureaus to remove incorrect, negative information from your credit report.

  3. How to dispute an error on your credit report - AOL

    www.aol.com/finance/dispute-error-credit-report...

    When you’re ready to dispute the errors on your credit report, you have three main options: filing a dispute by mail, online or by calling the credit bureaus. The right option mostly comes down ...

  4. Stick It to the Man: How To Dispute a Credit Report Error ...

    www.aol.com/stick-man-dispute-credit-report...

    Step 3: Monitor Your Credit Report for Changes. After submitting your dispute letter and all supporting documentation to the credit bureau, you should receive a reply within 30 days.

  5. How to clean up credit reports - AOL

    www.aol.com/finance/clean-credit-reports...

    Once you’ve written your letter or filled out the bureau’s dispute form, send it to the relevant bureaus by certified mail. Equifax Information Services, LLC P.O. Box 740256

  6. Fair Credit Reporting Act - Wikipedia

    en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

    Under the Fair and Accurate Credit Transactions Act (FACTA), an amendment to the FCRA passed in 2003, consumers are able to receive a free copy of their consumer report from each credit reporting agency once a year. [7] The free report can be requested by telephone, mail, or through the government-authorized website: AnnualCreditReport.com. [8]

  7. Fair Credit Billing Act - Wikipedia

    en.wikipedia.org/wiki/Fair_Credit_Billing_Act

    The Fair Credit Billing Act (FCBA) is a United States federal law passed during the 93rd United States Congress and enacted on October 28, 1974 as an amendment to the Truth in Lending Act (codified at 15 U.S.C. § 1601 et seq.) and as the third title of the same bill signed into law by President Gerald Ford that also enacted the Equal Credit Opportunity Act.

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