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Rates for a 15-year mortgage stand at an average 6.20% for purchase and 6.23% for refinance, up 4 basis points from 6.16% for purchase and 6 basis points from 6.17% for refinance this time last week.
Rates for a 15-year fixed mortgage average 6.34% for purchase and 6.36% for refinance, up 7 basis points from 6.27% for purchase and 6 basis points from 6.30% for refinance this time last week.
The average rate for shorter 15-year terms is 6.30% for purchase and 6.30% for refinance, up 5 basis points from 6.25% for purchase and 4 basis points 6.26% for refinance this time last week.
For example, for a home loan of $200,000 with a fixed yearly interest rate of 6.5% for 30 years, the principal is =, the monthly interest rate is = /, the number of monthly payments is = =, the fixed monthly payment equals $1,264.14.
The best mortgage refinance rates go to those with a score of at least 740. ... Consider using our mortgage refinance calculator to get an idea of potential cost savings (or losses).
Getting a better interest rate than what you’re paying now is among the biggest reasons to refinance your mortgage. Find a current rate that’s at least 1 percentage point lower than what you ...
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