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The Delta Dental Plans Association, also known as simply Delta Dental, is an American network of dental insurance companies composed of 39 independent Delta Dental members operating in all 50 states, the District of Columbia and Puerto Rico. These member companies provide coverage to 85 million people, enrolled in over 157,000 groups.
Dental care and health care coverage Dental care is especially important for seniors. According to the Centers for Disease Control, one in five adults 65 or older have untreated tooth decay.
With indemnity dental plans, the insurance company generally pays the dentist a percentage of the cost of services. Restrictions may include the co-payment requirements, waiting period, stated deductible, annual limitations, graduated percentage scales based on the type of procedure, and the length of time that the policy has been owned.
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Dental caries is a process in which enamel is dissolved by acid producing bacteria. In 2004–2006, the average DMFT (decayed, missing and filled teeth) for adults in Australia over the age of 65 was found to be 23.7%. [ 12 ]
A dental discount plan, also known as a referral plan, is a membership-based discount plan for dental health maintenance and intervention. In it, the patient pays the entire cost of a rate negotiated between the dentist and the referring company, usually between 10-60% of normal cost. [1]
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