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Image source: Getty Images. Credit card debt is a serious financial issue. The average credit card interest rate is a staggering 22.76%, according to Federal Reserve data. Because of how high ...
A balance transfer credit card can offer you many months to pay off high-interest debt in the form of a 0 percent introductory APR. But when that balance transfer period ends, interest charges are ...
How balance transfers work. Most credit card issuers offer a balance transfer program. Generally, they feature an introductory 0% APR on balance transfers that can last anywhere from six to 21 ...
You can capitalize on the perks of a new card. The best balance transfer credit card you choose could offer more than a 0 percent intro balance transfer APR. It may also offer better overall ...
Balance transfer checks can help you pay off credit card debt, but they don’t always come with the same perks as a balance transfer credit card — and they may come with higher fees or interest ...
When I performed my balance transfer with the Citi Simplicity® Card* for $4,000, I had a balance transfer fee of $200 and an intro APR period of 21 months. So I divided $4,200 by 21 months and ...
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