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2. Mortgage rate history: 1970s to 2024 - AOL

   www.aol.com/finance/mortgage-rate-history-1970s...

   For much of 2024, the cost of a typical 30-year fixed mortgage had been in the high-6 and 7 percent range. As of mid-December, 30-year fixed rate mortgages averaged 6.78 percent.

3. How much money do you need to buy a house? 6 costs to ... - AOL

   www.aol.com/finance/much-money-buy-house-6...

   With high home prices and high mortgage rates, it may be tough to afford a house on $100K per year, even though that’s a relatively high salary. Following the 28/36 rule, look for a home and a ...

4. Housing affordability index - Wikipedia

   en.wikipedia.org/wiki/Housing_Affordability_Index

   A value of 100 means that a family with the median income has exactly enough income to qualify for a mortgage on a median-priced home. An index above 100 signifies that family earning the median income has more than enough income to qualify for a mortgage loan on a median-priced home, assuming a 20% down payment and a qualifying ratio of 25%.

5. How to calculate loan payments and costs - AOL

   www.aol.com/finance/calculate-loan-payments...

   If you need to take out a home equity loan, use a home equity loan calculator to see how much your payment would be on the 10-, 15- or even 30-year terms most home equity loan lenders offer.

6. List of U.S. states by median home price - Wikipedia

   en.wikipedia.org/wiki/List_of_U.S._states_by...

   Home prices by county (2021) <$100,000 $200,000 $300,000 $400,000 $500,000 $600,000 $700,000+ Cost of housing by State. This article contains a list of U.S. states and the District of Columbia by median home price, according to data from Zillow.

7. How to read and compare mortgage loan estimates - AOL

   www.aol.com/finance/read-compare-mortgage-loan...

   Loan term – The number of years it will take you to pay off the mortgage Purpose – If the loan is to purchase or to refinance a home Product – Whether the mortgage has a fixed or adjustable ...