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A child trust fund (CTF) is a long-term savings or investment account for children in the United Kingdom. New accounts can no longer be created as of 2011, but existing accounts can receive new money: the accounts were replaced by Junior ISAs .
Child Trust Funds can be found using the Government Gateway service, which requires a login or registration. The Child Trust Fund unique reference number, or national insurance number is also needed.
The company's provides a range of products focused on providing share-based stakeholder and non-stakeholder Child Trust Fund (CTF) accounts. In addition the Company offer a Shariah stakeholder Child Trust Fund which recognises that a significant number of Muslim parents want to be able to access the advantages of the scheme in a way that complies with their faith. [4]
Baby bonds are a government policy in which every child receives at birth a publicly funded trust account, potentially with more generous funding for lower-income families 1 million per person born until 2025. [1]
Under the Child Trust Funds Act 2004 the Accountant of Court was authorised to administer Child Trust Fund accounts on behalf of a child under the age of 16 where there is no person who has parental responsibilities.
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