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2. Best mortgage lenders for bad credit in 2024 - AOL

   www.aol.com/finance/best-mortgage-lenders-bad...

   The best mortgage lenders for low-credit score borrowers generally have a Bankrate Score of 4.8 stars or higher. Learn more about our methodology . Show comments

3. How to buy a house with bad credit - AOL

   www.aol.com/finance/buy-house-bad-credit...

   The Federal Housing Administration (FHA) insures FHA loans, which allows mortgage lenders to accept a credit score as low as 580 with a 3.5 percent down payment, or 500 with a 10 percent down payment.

4. Guide to first-time homebuyer loans and programs - AOL

   www.aol.com/finance/guide-first-time-homebuyer...

   FHA loan: Insured by the Federal Housing Administration, FHA loans allow you to buy a home with a minimum credit score of 580 and as little as 3.5 percent down, or a credit score as low as 500 ...

5. How to shop for a mortgage without hurting your credit score

   www.aol.com/finance/shop-mortgage-without...

   When exploring mortgage options, your credit score ... The credit score you see on free credit reports ... You can qualify for an FHA loan with a minimum 580 credit score and even as low as 500 ...

6. Loan-to-value ratio - Wikipedia

   en.wikipedia.org/wiki/Loan-to-value_ratio

   Lenders can require borrowers of high LTV loans to buy mortgage insurance to protect the lender from the buyer's default, which increases the costs of the mortgage. Low LTV ratios (below 80%) may carry with them lower rates for lower-risk borrowers and allow lenders to consider higher-risk borrowers, such as those with low credit scores ...

7. How to buy a house with low income - AOL

   www.aol.com/finance/buy-house-low-income...

   A mortgage credit certificate (MCC) is a federal tax credit that can help low- and moderate-income or first-time buyers offset some of the money they owe in mortgage interest. Unlike a tax ...