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What to look for: NIH Federal Credit Union offers standard beginning APRs of 2.24% for new and used auto loans with terms of up to 36 months, 2.74% for auto loans from 37 to 48 months and 2.99% ...
For example, the credit bureau Experian generalizes that you could finance your new auto at a 3.99% APR over 60 months if you have a good credit score. But with a poor one, you could pay 15.99% ...
Credit union deposits are insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor. ... Some credit unions also offer car-buying assistance services through partners ...
How do you refinance a car? Find out what steps to take when refinancing a car, including how to choose the best lender with the most competitive loan rates.
If your credit score has improved, you may receive more favorable terms and rates through refinancing. You received dealer financing. Typically, the terms offered through dealerships are not the ...
When you refinance a car loan, the bank will run a hard credit inquiry. This action will reduce your credit score by a few points, but that's not the only factor in play here.
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