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  2. Credit bureau - Wikipedia

    en.wikipedia.org/wiki/Credit_bureau

    A credit bureau is a data collection agency that gathers account information from various creditors and provides that information to a consumer reporting agency in the United States, a credit reference agency in the United Kingdom, a credit reporting body in Australia, a credit information company (CIC) in India, a Special Accessing Entity in the Philippines, and also to private lenders. [1]

  3. Creditinfo - Wikipedia

    en.wikipedia.org/wiki/Creditinfo

    Website. www.creditinfo.com. Creditinfo is a global credit bureau and information services group with operations in more than 33 countries. [1][2] As of 2020 the company employs over 450 people with corporate headquarters in London, United Kingdom. The company was initially created in 1997 as Lánstraust ehf, later taking up the name Creditinfo.

  4. Credit reference - Wikipedia

    en.wikipedia.org/wiki/Credit_reference

    A credit reference is information, the name of an individual, or the name of an organization that can provide details about an individual's past track record with credit. Credit rating agencies provide credit references for companies while credit bureaus provide credit references for individuals . Other letters of credit reference might be ...

  5. Credit assistant - Wikipedia

    en.wikipedia.org/wiki/Credit_assistant

    A credit assistant is a person employed by an organization to provide support services to credit managers, credit analysts and other members of the credit department. This position is often entry level. [1] Job responsibilities may include: Collections. Gathering credit reports, financial histories and other data for credit analysts.

  6. Background check - Wikipedia

    en.wikipedia.org/wiki/Background_check

    A background check is a process used by an organisation or person to verify that an individual is who they claim to be, and check their past record to confirm education, employment history, and other activities, and for a criminal record. The frequency, purpose, and legitimacy of background checks vary among countries, industries, and individuals.

  7. Credit rating agency - Wikipedia

    en.wikipedia.org/wiki/Credit_rating_agency

    A credit rating agency (CRA, also called a ratings service) is a company that assigns credit ratings, which rate a debtor's ability to pay back debt by making timely principal and interest payments and the likelihood of default. An agency may rate the creditworthiness of issuers of debt obligations, of debt instruments, [1] and in some cases ...