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  2. Liability insurance - Wikipedia

    en.wikipedia.org/wiki/Liability_insurance

    Liability insurance is designed to offer specific protection against third-party insurance claims, i.e., payment is not typically made to the insured, but rather to someone suffering loss who is not a party to the insurance contract. In general, damage caused intentionally as well as contractual liability are not covered under liability ...

  3. Commercial general liability insurance - Wikipedia

    en.wikipedia.org/wiki/Commercial_general...

    In the United States insurance market this is known as Commercial General Liability (CGL). It is the "first line" of coverage that a business typically purchases, [1] and covers many of the common risks that can happen to any type of business, such as bodily injury or property damage on the business premises or due to the business operations ...

  4. Professional liability insurance - Wikipedia

    en.wikipedia.org/wiki/Professional_liability...

    The primary reason for professional liability coverage is that a typical general liability insurance policy will respond only to a bodily injury, property damage, personal injury or advertising injury claim. Other forms of insurance cover employers, public and product liability. However, various professional services and products can give rise ...

  5. What You Should Consider Before Filing An Insurance Claim - AOL

    www.aol.com/consider-filing-insurance-claim...

    Here are six things to consider before you file an insurance claim. 1. Are You At Fault? Whether it’s a car accident or damage to your home, insurance claims call attention to you as a ...

  6. Workers' compensation (United States) - Wikipedia

    en.wikipedia.org/wiki/Workers'_compensation_...

    Workers' compensation (which formerly was known as workmen's compensation until the name was changed to make it gender neutral) in the United States is a primarily state-based [1] system of workers' compensation. In the United States, some form of workers compensation is typically compulsory for almost all employers in most states (depending ...

  7. Owner-controlled insurance program - Wikipedia

    en.wikipedia.org/wiki/Owner-controlled_insurance...

    Owner-controlled insurance program. An owner controlled insurance program (OCIP) is an insurance policy held by a property owner during the construction or renovation of a property, which is typically designed to cover virtually all liability and loss arising from the construction project (subject to the usual exclusions). [1]

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