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2. Merchant account - Wikipedia

   en.wikipedia.org/wiki/Merchant_account

   A qualified rate is the percentage rate a merchant will be charged whenever they accept a regular consumer credit card and process it in a manner defined as "standard" by their merchant account provider using an approved credit card processing solution. This is usually the lowest rate a merchant will incur when accepting a credit card.

3. Acquiring bank - Wikipedia

   en.wikipedia.org/wiki/Acquiring_bank

   An acquiring bank (also known simply as an acquirer) is a bank or financial institution that processes credit or debit card payments on behalf of a merchant. [1] The acquirer allows merchants to accept credit card payments from the card-issuing banks within a card association, such as Visa, MasterCard, Discover, China UnionPay, American Express.

4. Payment card - Wikipedia

   en.wikipedia.org/wiki/Payment_card

   With a debit card (also known as a bank card, check card or plastic card) when a cardholder makes a purchase, funds are withdrawn directly either from the cardholder's bank account, or from the remaining balance on the card, instead of the holder repaying the money at a later date. In some cases, the "cards" are designed exclusively for use on ...

5. How does my credit card payment get allocated? - AOL

   www.aol.com/finance/does-credit-card-payment...

   Here’s what you need to know about where your monthly credit card payments go. How your monthly card payment is applied. Before Congress enacted the Credit CARD Act of 2009, there were no clear ...

6. Top Credit Card Payment Apps for Entrepreneurs - AOL

   www.aol.com/top-credit-card-payment-apps...

   Clover Go: The Clover Go mobile app and portable card reader allow you to accept all major credit cards and mobile wallet payments. The hardware costs $49, and flat-rate in-person fees are 2.6% ...

7. Issuing bank - Wikipedia

   en.wikipedia.org/wiki/Issuing_bank

   Merchant: Sells goods and services and accepts credit, debit or prepaid cards as promise for payment. The issuing bank assumes the primary liability for the consumer's capacity to pay off debts they incur with their card. In the case of credit cards, this includes extending credit to make these purchases.