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2. Credit union vs. bank mortgage: How to choose - AOL

   www.aol.com/finance/credit-union-vs-bank...

   Credit unions may offer lower mortgage rates and fees, but often lack the in-person branches and digital services that banks do. ... Pros of getting a credit union mortgage. Fewer fees: Credit ...

3. Surcharge (payment systems) - Wikipedia

   en.wikipedia.org/wiki/Surcharge_(payment_systems)

   A payment surcharge, also known as checkout fee, is an extra fee charged by a merchant when receiving a payment by cheque, credit card, charge card, debit card or an e-money account, [1] but not cash, which at least covers the cost to the merchant of accepting that means of payment, such as the merchant service fee imposed by a credit card company. [2]

4. Discount points - Wikipedia

   en.wikipedia.org/wiki/Discount_Points

   Discount points may be different from origination fee, mortgage arrangement fee or broker fee. Discount points are always used to buy down the interest rates, while origination fees sometimes are fees the lender charges for the loan or sometimes just another name for buying down the interest rate. Origination fee and discount points are both ...

5. Mortgage points: What are they and how do they work? - AOL

   www.aol.com/finance/mortgage-points-192840885.html

   Each mortgage discount point typically lowers your loan’s interest rate by 0.25 percent. One point would lower a mortgage rate of 6.5 percent to 6.25 percent for the life of the loan.

6. ATM usage fees - Wikipedia

   en.wikipedia.org/wiki/ATM_usage_fees

   ATM fees now commonly reach $3.00, and can be as high as $6.00, [10] or even higher in cash-intensive places like bars and casinos, in cases where fees are paid both to the bank (for using a "foreign" ATM) and the ATM owner (the so-called "surcharge") total withdrawal fees could potentially reach $11.

7. How much does a 1% change in mortgage rates actually ... - AOL

   www.aol.com/finance/how-much-does-1-percent...

   Finally, there's good news for homebuyers and for homeowners who want to refinance their mortgages: The 30-year fixed mortgage rate now averages 6.73%, dropping significantly from its 20-year peak ...