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Most mortgage lenders do offer 5-year Adjustable Rate Mortgages (ARMs). The rate is fixed for five years, but then the rate can go up if you still have the loan by then. Keep in mind that the loan isn’t paid off after 5 years — that’s just when the interest rate starts to fluctuate.
View today's mortgage rates and trends on Forbes Advisor. Compare current mortgage rates and APRs to find the loan that best suits your financial situation.
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Compare 5-year mortgage rates and see how much it'll cost you versus a 15-, 20-, 25- or 30-year mortgage. Find out if a 5-year mortgage is right for you.
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Compare current 5-year ARM rates from multiple lenders to find the best ARM rate. Get customized quotes for your 5-year ARM loan. It's fast, free and anonymous.
30-year fixed-rate mortgage: 6.79% 15-year fixed-rate mortgage: 6.00% This year, mortgage rates were consistently below 7% until late April, when they crept up to 7.17%. But, by early June, they dropped again and have stayed below 7% since. As November begins, rates continue to edge slightly closer to 7% than 6%.
Current rates in Saint Ottoville, Ohio are 6.80% for a 30 year fixed loan, 5.84% for 15 year fixed loan and 6.69% for a 5 year ARM. Data provided by 3rd party RateUpdate.com.
Find Low Mortgage Rates in Your Area. Discover how mortgage rates work and impact homebuyers. Explore factors, pros, and cons of 5 year mortgage rates fixed for informed financial decisions.