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  2. IBM offers employees new retirement account that looks a lot ...

    www.aol.com/finance/ibm-offers-employees...

    How IBM is flipping the switch on pension plans. IBM contributes 5% of an employee’s salary to the accounts, which provide a 6% guaranteed, tax-deferred return for the first three years. And ...

  3. I’m a Financial Planning Expert: What IBM’s Retirement Plan ...

    www.aol.com/m-financial-planning-expert-ibm...

    In late 2023, IBM announced a shift in its retirement benefits package, effective Jan. 1, 2024. The established method was a 401(k) match -- a 5% match and a 1% automatic contribution. With the...

  4. Nearly 8 in 10 Americans think all workers should get a ... - AOL

    www.aol.com/finance/nearly-8-10-americans-think...

    IBM's pension provides a 6% guaranteed, tax-deferred return for the first three years and, from 2027 through 2034, it will follow the 10-year Treasury rate, which currently sits at 4.31%, at the ...

  5. Lou Gerstner - Wikipedia

    en.wikipedia.org/wiki/Lou_Gerstner

    Website. www.gerstner.org. Louis Vincent Gerstner Jr. (born March 1, 1942) is an American businessman, best known for his tenure as chairman of the board and chief executive officer of IBM from April 1993 until 2002, when he retired as CEO in March and chairman in December. He is largely credited with turning IBM's fortunes around. [1][2]

  6. Cash balance plan - Wikipedia

    en.wikipedia.org/wiki/Cash_balance_plan

    Thus pension actuaries are very familiar with changes in accrual rate factors used in a traditional defined-benefit pension plan's formula. In Kathi Cooper v. IBM Personal Pension Plan, District Court Judge Murphy in 2003 came to the opposite conclusion because the terms accrued benefit and rate of benefit accrual were not ambiguous. [5]

  7. Executive compensation in the United States - Wikipedia

    en.wikipedia.org/wiki/Executive_compensation_in...

    In the 1990s, some corporations (IBM, [58] GE, [59] and Verizon Communications) were known to include pension fund earnings as the basis of bonuses when the actual corporate earnings are negative, and discontinuing the practice when the bull market ended and these earnings turned to losses. [60]

  8. IBM to take $2.7 billion charge related to transfer of ... - AOL

    www.aol.com/news/ibm-2-7-billion-charge...

    (Reuters) - IBM said on Wednesday it expects a pre-tax charge of nearly $2.7 billion in the third quarter, related to a transaction involving the transfer of some of its pension plan obligations ...

  9. Pensions in the United States - Wikipedia

    en.wikipedia.org/wiki/Pensions_in_the_United_States

    Pensions in the United States. Average balances of retirement accounts, for households having such accounts, exceed median net worth across all age groups. For those 65 and over, 11.6% of retirement accounts have balances of at least $1 million, more than twice that of the $407,581 average (shown). Those 65 and over have a median net worth of ...

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