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  2. No-credit-check loans: What are they and how do they work? - AOL

    www.aol.com/finance/no-credit-check-loans...

    No-credit-check installment loans. With no-credit-check installment loans, you borrow a lump sum of money and repay it over time through fixed monthly payments. They usually come with larger ...

  3. Unsecured debt - Wikipedia

    en.wikipedia.org/wiki/Unsecured_debt

    In Singapore, unsecured credit, including credit card debt and personal loans, can carry high interest rates due to the lack of collateral. To safeguard borrowers from excessive debt accumulation, the Monetary Authority of Singapore (MAS) has implemented measures effective since January 1, 2018. These rules cap additional unsecured credit for ...

  4. Microcredit - Wikipedia

    en.wikipedia.org/wiki/Microcredit

    Indeed, the local microfinance organizations that receive zero-interest loan capital from the online microlending platform Kiva charge average interest and fee rates of 35.21%. [44] Rather, the principal reason for the high cost of microcredit loans is the high transaction cost of traditional microfinance operations relative to loan size. [45]

  5. Emergency and payday loan alternatives - AOL

    www.aol.com/finance/emergency-payday-loan...

    Online lenders generally offer the lowest rates, but if you already bank with a credit union or bank, they may offer exclusive benefits and member perks for taking out a personal loan.

  6. Unsecured guarantor loan - Wikipedia

    en.wikipedia.org/wiki/Unsecured_guarantor_loan

    In the UK alone, for example, there are an estimated seven million consumers who would not be eligible for a bank loan because of their credit score or their lack of credit history. Some guarantor loan companies aim to position themselves as a better alternative to payday loans, by offering loans at lower APRs than those offered by payday loan ...

  7. Best No Credit Check Loans: 2022’s Top Online Direct Lenders

    www.aol.com/entertainment/best-no-credit-check...

    Moreover, Credit Loan offers you a loan without running any credit checks, and the amount ranges from $250 to $5,000 for bad credit holders. In terms of the annual percentage rate, it ranges from ...

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