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  2. How To Calculate Your Debt-to-Income Ratio - AOL

    www.aol.com/finance/calculate-debt-income-ratio...

    GROSS MONTHLY INCOME $.00. CALCULATE. DEBT-TO-INCOME-RATIO: % See: Free Online Financial Calculators. Why Do I Need To Know My Debt-to-Income Ratio?

  3. 3 steps to calculate your debt-to-income ratio - AOL

    www.aol.com/finance/3-steps-calculate-debt...

    For this example, divide your monthly debt payments ($2,400) by your total monthly gross income ($6,000). In this case, your total DTI would be 0.40, or 40 percent. To confirm your number, use a ...

  4. How healthy are your finances, really? 4 money questions to ...

    www.aol.com/financial-questions-to-ask-yourself...

    Divide your total monthly debt payments — including all housing costs, credit card, car loan, personal loan, alimony, child support and other debts — by your monthly income before taxes. This ...

  5. Debt-to-income ratio - Wikipedia

    en.wikipedia.org/wiki/Debt-to-income_ratio

    This is a different ratio, because it compares a cashflow number (yearly after-tax income) to a static number (accumulated debt) - rather than to the debt payment as above. The Institute reported on February 17, 2010 that the average Canadian Family owes $100,000, therefore having a debt to net income after taxes of 150% [7]

  6. Personal budget - Wikipedia

    en.wikipedia.org/wiki/Personal_budget

    In the pay yourself first budget people first save at least 20% of their net income, and then freely spend the remaining 80%. They can also choose a 70/30, 60/40, or 50/50 budget for more savings. The most important part of this method is to put one's savings apart before spending on anything else. [5]

  7. Earnings before interest, taxes, depreciation and amortization

    en.wikipedia.org/wiki/Earnings_before_interest...

    A company's earnings before interest, taxes, depreciation, and amortization (commonly abbreviated EBITDA, [1] pronounced / ˈ iː b ɪ t d ɑː,-b ə-, ˈ ɛ-/ [2]) is a measure of a company's profitability of the operating business only, thus before any effects of indebtedness, state-mandated payments, and costs required to maintain its asset base.