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2. How Canceling Your Unused Credit Card Could Hurt You - AOL

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   If you were to close an unused credit card that has a $2,000 limit, your total available credit drops to $8,000, and your balance now represents 25% of your available credit.

3. What happens if you don’t use your credit card? - AOL

   www.aol.com/finance/happens-don-t-credit-card...

   Pay off your balance: Be sure to pay off your balance prior to closing your unused credit card. If you don’t, your issuer could raise the interest rate on your existing balance.

4. How to cancel a credit card without hurting your credit score

   www.aol.com/finance/cancel-credit-card-without...

   If you can’t pay off the balance straight away, transfer your balance to a new card. Some of the best balance transfer cards offer an intro 0 percent APR for 18 months or longer on balance ...

5. I've Never Canceled a Credit Card. Here's Why - AOL

   www.aol.com/ive-never-canceled-credit-card...

   Let's say that you have one credit card with a $1,000 balance and a $4,000 limit, and another credit card with no balance and a $1,000 limit. Currently, you're using 20% of your available credit ...

6. How To Cancel a Credit Card: The Safe Way - AOL

   www.aol.com/cancel-credit-card-safe-way...

   If an unused credit card has a high credit limit or a long-established credit history, closing it could negatively impact a cardholder's credit score. It is usually better to leave these cards open.

7. How to pay off credit card debt - AOL

   www.aol.com/finance/pay-off-credit-card-debt...

   So if you have a $10,000 balance on a card with a 30 percent APR and $5,000 on a card with a 15 percent APR, you’ll pay off the $10,000 balance first. Cope explains that choosing a repayment ...