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2. Government policies and the subprime mortgage crisis

   en.wikipedia.org/wiki/Government_policies_and...

   The Department of Housing and Urban Development (HUD) loosened mortgage restrictions in the mid-1990s so first-time buyers could qualify for loans that they could never get before. [136] In 1995, the GSE began receiving affordable housing credit for purchasing mortgage backed securities which included loans to low income borrowers.

3. Subprime mortgage crisis - Wikipedia

   en.wikipedia.org/wiki/Subprime_mortgage_crisis

   Among the important catalysts of the subprime crisis were the influx of money from the private sector, the banks entering into the mortgage bond market, government policies aimed at expanding homeownership, speculation by many home buyers, and the predatory lending practices of the mortgage lenders, specifically the adjustable-rate mortgage, 2 ...

4. Community Reinvestment Act - Wikipedia

   en.wikipedia.org/wiki/Community_Reinvestment_Act

   The Community Reinvestment Act (CRA, P.L. 95-128, 91 Stat. 1147, title VIII of the Housing and Community Development Act of 1977, 12 U.S.C. § 2901 et seq.) is a United States federal law designed to encourage commercial banks and savings associations to help meet the needs of borrowers in all segments of their communities, including low- and moderate-income neighborhoods.

5. 2009 Canadian federal budget - Wikipedia

   en.wikipedia.org/wiki/2009_Canadian_federal_budget

   The temporary Home Renovation Tax Credit of up to $1,350 for eligible home renovations and alterations. An increase to the Home Buyers' Plan withdrawal limit to $25,000 from $20,000 to help Canadians buy a first home. A new First-Time Home Buyers' Tax Credit that will provide up to $750 in tax relief when purchasing a first home.

6. Northern Ontario Heritage Fund - Wikipedia

   en.wikipedia.org/wiki/Northern_Ontario_Heritage_Fund

   First announced in the David Peterson government's 1987 throne speech, [1] the NOHFC's creation was included in the 1988 provincial budget, [2] and the enabling legislation was given royal assent on June 7, 1988. [3] At the time, it was set up as a short-term program which was slated to conclude in 1999; [4] it has since seen periodic funding ...

7. Sixth National Government of New Zealand - Wikipedia

   en.wikipedia.org/wiki/Sixth_National_Government...

   On 21 May, Newshub reported that the Government would scrap Kāinga Ora's NZ$60 million first-home grant programme and redirect the money towards social housing as part of the 2024 Budget. [164] On 22 May, the Government confirmed that it would invest NZ$24 million into Mike King 's I Am Hope's Gumboot Friday programme providing counselling to ...