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The average cost of a homeowners policy has risen more than 30% since 2020. Yet you can still find ways to save on insurance, especially for seniors. See cost-saving tips for paying less on your ...
Most major home insurance companies include security system discounts in their list of possible premium reductions. Depending on the company, you may be able to combine this discount with ...
Security and safety measures are another way to get a home insurance discount. Adding security features to your home can make your home secure, which reduces your chances of a break-in.
Long-term care insurance can cover home care, assisted living, adult daycare, respite care, hospice care, nursing home, Alzheimer's facilities, and home modification to accommodate disabilities. [3] If home care coverage is purchased, long-term care insurance can pay for home care, often from the first day it is needed.
Keren Brown Wilson first developed the idea for assisted living during the 1980s as an alternative to nursing home care. [38] Assisted living is a philosophy of care and services promoting independence and dignity which was promoted nationwide as a community support in the 1990s, not a new nursing facility movement.
The monthly fees rise when further care is needed (assisted living average $4,400; nursing care average $8,200). Pay as you go: Residents pay a lower entrance fee (average $238,000), but initial monthly fees (average $2,000) increase when additional care is needed (assisted living average $4,300; nursing care average $7,700)