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2004 study found that African American and Hispanic consumers constituted over 60% of the consumers having the worst credit scores. [35] 2004 study found the median credit score for whites in 2001 was 738, but the median credit score for African Americans was 676 and for Hispanics was 670. [36]
The classic FICO credit score (named FICO credit score) is between 300 and 850, and 59% of people had between 700 and 850, 45% had between 740 and 850, and 1.2% of Americans held the highest FICO score (850) in 2019. [15] According to FICO, the median FICO credit score in 2006 was 723 [16] and 721 in 2015. [17]
Under the Fair Credit Reporting Act, all three credit-reporting agencies (Equifax, Experian and TransUnion) in the United States are required to allow consumers to attach a 100-word statement to ...
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If the template has a separate documentation page (usually called "Template:template name/doc"), add [[Category:History timeline templates]] to the <includeonly> section at the bottom of that page.
‘A notable milestone’: The average US credit score falls for the first time in a decade as ‘financial strain’ takes a toll on consumers. Here are 4 ways to ease the pain