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2004 study found that African American and Hispanic consumers constituted over 60% of the consumers having the worst credit scores. [35] 2004 study found the median credit score for whites in 2001 was 738, but the median credit score for African Americans was 676 and for Hispanics was 670. [36]
The classic FICO credit score (named FICO credit score) is between 300 and 850, and 59% of people had between 700 and 850, 45% had between 740 and 850, and 1.2% of Americans held the highest FICO score (850) in 2019. [15] According to FICO, the median FICO credit score in 2006 was 723 [16] and 721 in 2015. [17]
The use of this template in a hatnote at the top of an article should be avoided (per WP:RELATED) unless the article and the related timeline article have ambiguous titles. The template can be used at the top or below a narrative section, or below a list in some other format.
Your credit score is a numerical rating of your creditworthiness based on your credit history. You can improve your credit score by making responsible use of credit, such as paying your bills on time.
Under the Fair Credit Reporting Act, all three credit-reporting agencies (Equifax, Experian and TransUnion) in the United States are required to allow consumers to attach a 100-word statement to ...
Key takeaways. Length of credit history makes up 15-20 percent of your credit score. It takes time and responsible use of credit accounts to build a long credit history.