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2. Reasons not to tap your home equity - AOL

   www.aol.com/finance/reasons-not-tap-home-equity...

   With a HELOC, your credit limit will be based on your available home equity; you can typically borrow up to 80 or 85 percent of the value of your home (not counting your unpaid mortgage balance).

3. Here's why some homeowners skipped the refinance boom - AOL

   www.aol.com/finance/heres-why-homeowners-skipped...

   Another “not-worth-it reason,” according to Gumbinger, may be when a homeowner plans to sell in the next year or two, so there's little chance to get any benefit from a refinance.

4. 3 Signs You Shouldn't Refinance Your Mortgage Before 2025 - AOL

   www.aol.com/3-signs-shouldnt-refinance-mortgage...

   Let's say you spend $6,000 to refinance your mortgage, and that lowers your monthly payments by $250. This means it will take you 24 months to break even. If you think you might move in two years ...

5. How much equity can I borrow from my home? (And why isn ... - AOL

   www.aol.com/finance/much-equity-borrow-home-why...

   A cash-out refinance, which replaces your primary mortgage with a new bigger one, basing the difference on your home equity’s worth, carries closing costs that can account for 2 to 5 percent of ...

6. When should you refinance your mortgage? - AOL

   www.aol.com/finance/when-to-refinance-mortgage...

   Refinancing a mortgage is when you take out a new home loan to replace your current one. If you bought your home when interest rates were higher than now, refinancing could be a way to save on ...

7. Mortgage refinances dipped during the holidays. Here’s why ...

   www.aol.com/finance/mortgage-refinances-dipped...

   Should you refinance your mortgage in 2025? For most American homeowners with a rate lower than 5%, probably not. Mortgage refinances dipped during the holidays.