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A dental discount plan, also known as a referral plan, is a membership-based discount plan for dental health maintenance and intervention. In it, the patient pays the entire cost of a rate negotiated between the dentist and the referring company, usually between 10-60% of normal cost. [1]
Eligible dental and medical expenses may incorporate fees paid to medical practitioners, hospital or residential nursing home care costs, insulin and prescription medication costs, and more.
With indemnity dental plans, the insurance company generally pays the dentist a percentage of the cost of services. Restrictions may include the co-payment requirements, waiting period, stated deductible, annual limitations, graduated percentage scales based on the type of procedure, and the length of time that the policy has been owned.
Continue reading → The post Dental Savings Plan vs. Insurance: Pros and Cons appeared first on SmartAsset Blog. Your teeth can cause pain, get infected and need treatment, just like any other ...
The share of Americans without health insurance has been cut in half since 2013. Many of the reforms instituted by the Affordable Care Act of 2010 were designed to extend health care coverage to those without it; however, high cost growth continues unabated. [4]
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