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Midsize and regional banks serving businesses and corporations are known for their more personal, human touch than are larger, consumer-focused retail banks like Chase and Wells Fargo.
At the time of this writing, there were 79,833 FDIC-insured bank branches across the U.S. (FDIC) The bank with the most branches is Chase Bank, which has around 4,900 branches in the U.S. and ...
The regulation of banking privacy is typically undertaken by a sector-by-sector basis. [5] The most prominent federal law governing banking privacy in the U.S. is the Gramm-Leach-Bliley Act (GLB). [5] This regulates the disclosure, collection, and use of non-public information by banking institutions. [5]
It's been over a decade and a half since the first mobile banking apps appeared -- around the same time that Apple released its first smartphone with a touchscreen and full internet access in 2007....
In 2004, the American Economic Review instituted a mandatory archive for the submission of data and code used in economic journal submissions to ensure the replicability and legitimacy of research. An analysis of the Journal of Money, Credit and Banking ' s archive from 1996 to 2003 found that only 14 of 186 empirical articles could be ...
The separation of investment and retail banking aims to protect the "utility" aspects of day-to-day banking from being endangered by losses sustained by higher-risk investment activities ("casino banking"). This can take the form of a two-tier structure in which a company is banned from doing both activities, or enforcing a legal ring-fence ...
The Journal of Banking and Finance is a peer-reviewed academic journal covering research on financial institutions, capital markets, and topics in investments and corporate finance. In 1989, the journal absorbed Studies in Banking & Finance. A 2011 study ranked it among six elite finance journals.
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