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VisionPLUS is a financial software application from First Data Corporation. Originally developed by the Paysys Research and Development Group, [1] this application is mainly used for credit card transaction processing by banks and transaction processing companies, storing and processing credit card, debit card, prepaid, closed end loan accounts and similar financial transactions [2] such as ...
Ramp is a Manhattan-based multinational financial technology company that offers corporate charge cards, expense management, and bill-payment software. [2] The company is headquartered in the Flatiron District of New York City. [3] As of late 2023, Ramp was projected to process over US$13 billion in payments annually. [4]
3-D Secure is a protocol designed to be an additional security layer for online credit and debit card transactions. The name refers to the "three domains" which interact using the protocol: the merchant/acquirer domain, the issuer domain, and the interoperability domain.
The Square Reader was the firm's first product. It accepts credit card payments by connecting to a mobile device's audio jack. The original version consisted of a read head directly wired to a 3.5 mm audio jack, through which unencrypted, analog card information was fed to smartphones for amplification and digitization. [52]
Chase Paymentech provides electronic payment processing products for businesses that accept credit, debit or gift cards from their customers. Their products include services for merchants to reduce payment fraud and manage chargebacks. The company offers products aimed at multiple industries, including e-commerce, retail, professional services ...
On January 20, 2009 Heartland announced that it had been "the victim of a security breach within its processing system in 2008". [8] The data stolen included the digital information encoded onto the magnetic stripe built into the backs of credit and debit cards; with that data, thieves can fashion counterfeit credit cards by imprinting the same stolen information onto fabricated cards. [9]
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