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A plan to resolve the state's homeowners insurance crisis was blasted by an L.A. consumer group but defended by California Insurance Commissioner Ricardo Lara.
In homeowners insurance, the 80 percent rule refers to the fact that most insurance companies require homeowners to insure their home for at least 80 percent of its total replacement cost.
Homeowner's policy is a multiple-line insurance policy, meaning that it includes both property insurance and liability coverage, with an indivisible premium, meaning that a single premium is paid for all risks. This means that it covers damage to one's property and liability for any injuries and property damage caused by the owner or members of ...
Key takeaways. The most common type of homeowners insurance policy is the standard HO-3 Special Form policy. HO-5 policies offer the broadest coverage of all policy types.
Credit reports are legal to use for employment screening in all states, although some have passed legislation limiting the practice to only certain positions. John Ulzheimer, president of The Ulzheimer Group and the founder of CreditExpertWitness.com, stated in a CNBC report that, "[credit scores] indicate if you're in financial distress.
A fixed line style string trimmer head. A fixed-line string trimmer has a trimmer head that takes pre-cut line inserts. There is no wound spool of line in the trimmer head; the user instead feeds the pre-cut line in to the appropriate slots, making the trimmer easier to feed line into and troubleshoot than a bump feed system. [citation needed]
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