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We are an insurance safety net and partner in the insolvency system, fairly serving the people of Texas in an efficient and cost-effective way. TPCIGA, Mission statement According to the Texas State Auditor's Office, the "Association's purpose is to pay, fairly and in a timely manner, valid insurance claims involving insolvent property and ...
Title insurance policies typically protect against impersonation or forgery so if it turns out scammers messed with the title of the property you bought or own, you'll have an insurer to help you ...
Releasing the brake and allowing the vehicle to run down a hill would be sufficient, as would driving the vehicle for a short distance. The taking may also be a material unauthorised use. For example, if a person hires a car to drive from London to Birmingham, but actually drives it to Liverpool, that will be a taking.
Upon paying the claim, the insurer may offer to return the vehicle to the owner as an insurance buy-back, in which case the owner is responsible for having the repairs made and having the car inspected by a State-designated facility. Depending on the state, this inspection may remove the salvage brand from the vehicle's title. [8]
If a property doesn’t have a clear title, it’ll be a lot harder to sell or buy the home, or get a mortgage or homeowners insurance for it. In some cases, you could be responsible for paying a ...
Title insurance usually costs 0.5 percent to 1 percent of the property’s sale price. Lender’s title insurance is based on the mortgage principal amount, about $3.50 for every $1,000 of the loan.
Adverse possession in common law, and the related civil law concept of usucaption (also acquisitive prescription or prescriptive acquisition), are legal mechanisms under which a person who does not have legal title to a piece of property, usually real property, may acquire legal ownership based on continuous possession or occupation without the permission of its legal owner.
Property damage liability: $25,000 per accident. These minimum coverage types will fulfill your legal obligation to insurance laws in Texas. Insurance companies must also offer uninsured and ...