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Afterpay Limited (abbreviated as Afterpay) is an Australian technology company and a buy now, pay later (BNPL) lender. [1] [2] Founded in 2014 by Nick Molnar and Anthony Eisen, it is now owned by Block, Inc. [3] As of 2023, Afterpay serves 24 million users, [3] [4] processes US$27.3 billion in annual payments, [5] and ranks among the three most-used BNPL services globally.
Afterpay imposes a credit limit on all users, which starts at $600 and may increase over time if you demonstrate good borrowing habits. Afterpay has less merchant availability than Klarna. Final ...
In February 2020, Afterpay was reported to have 3.6 million active customers in the US, 3.1 million in Australia and New Zealand, and 600,000 in the UK. According to ABC News (Australia) in August 2021, Afterpay had operations in the U.S., Canada and New Zealand, as well as in the U.K., France, Italy and Spain as Clearpay. [86]
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At the same time, Tyro announced a partnership with Afterpay. [5] In 2015, Tyro was granted a "banking licence", becoming an "Authorised Deposit taking Institution (ADI)". [6] It was the first Australian technology company to be granted this licence by the Australian Prudential Regulatory Authority. [7]
In 2020, Afterpay took on the naming rights of the event. Lock worked with IMG for the next five years before departing the company in 2010. [5] In 2011 he was presented with the Australian Fashion Laureate Award, the first non-designer to receive it. At the time he was building a ski hotel in Japan and spending more time with his children. [6]