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In fact, here are the five states where residents have the lowest average credit scores. ... Alert: highest cash back card we've seen now has 0% intro APR until nearly 2026.
Credit score systems are well known to contain racial bias and have been shown to increase racial disparities [4] [29] [30] [31] as studies show that African American and American Latino populations have substantially lower scores than the white American population on average. [1]
Based on WalletHub's data, the median credit scores of residents in 182 U.S. cities were compared to determine the highest and lowest credit scores as of the fourth quarter of 2023, according to ...
The classic FICO credit score (named FICO credit score) is between 300 and 850, and 59% of people had between 700 and 850, 45% had between 740 and 850, and 1.2% of Americans held the highest FICO score (850) in 2019. [15] According to FICO, the median FICO credit score in 2006 was 723 [16] and 721 in 2015. [17]
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