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  2. How to Pull a Free Annual Credit Report - AOL

    www.aol.com/news/pull-free-annual-credit-report...

    This is a major mistake, especially when checking your credit is both free and easy since every American is entitled to a free annual credit report from each of the three major credit bureaus.

  3. Bank of Missouri - Wikipedia

    en.wikipedia.org/wiki/Bank_of_Missouri

    As of 2020, the bank has 29 branches in Missouri, [1] and US$2.045 billion in assets. [2] The bank offers credit cards that are issued by The Bank of Missouri, and it offers other credit cards for subprime borrowers. Fortiva Retail Credit is a consumer credit program in partnership with retail companies.

  4. 100 Words That Can Change Your Credit History - AOL

    www.aol.com/news/2011-05-31-credit-report...

    Your 100-word explanation will stay on your credit report unless you ask for it to be removed. Everyone who accesses the report will be able to read it, including future employers.

  5. AnnualCreditReport.com - Wikipedia

    en.wikipedia.org/wiki/AnnualCreditReport.com

    AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

  6. Credit history - Wikipedia

    en.wikipedia.org/wiki/Credit_history

    A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. [2] A borrower's credit score is the result of a mathematical algorithm applied to a credit report and other sources of information to predict future delinquency.

  7. Charge-off - Wikipedia

    en.wikipedia.org/wiki/Charge-off

    This may make obtaining any unsecured or even secured credit more difficult. If the charge-off has been paid in full, it will be listed on the credit report as "paid in full". If settled for less than the amount due, it will be listed as "settled". Even such a listing on a credit report can be negative. [4]

  8. How to repair your credit in 5 steps - AOL

    www.aol.com/finance/repair-credit-5-steps...

    Numerous online platforms and financial institutions offer free credit report and score services. Plus, through AnnualCreditReport.com, you can request a free annual credit report from each of the ...

  9. Fair Credit Reporting Act - Wikipedia

    en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

    Tell you how they want to use your credit report; Not misuse your information; Give you a copy of your credit report if the employer decides not to hire or fires you; and, Give you an opportunity to dispute the information contained within your credit report before making a final adverse decision. [11]

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