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2. NJM Insurance Group - Wikipedia

   en.wikipedia.org/wiki/NJM_Insurance_Group

   NJM Insurance Group is an American mutual insurance group of companies, offering personal auto, commercial auto, workers' compensation, homeowners, condo, renters, and umbrella insurance. It is headquartered in the West Trenton section of Ewing Township, New Jersey , and serves markets in Connecticut , Delaware , Maryland , New Jersey , New ...

3. Experience modifier - Wikipedia

   en.wikipedia.org/wiki/Experience_modifier

   Unemployment insurance is experience rated in the United States; companies that have more claims resulting from past workers face higher unemployment insurance rates. [3] The logic of this approach is that these are the companies that are more likely to cause someone to be unemployed, so they should pay more into the pool from which ...

4. Workers' compensation - Wikipedia

   en.wikipedia.org/wiki/Workers'_compensation

   Workers' compensation or workers' comp is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue his or her employer for the tort of negligence. The trade-off between assured, limited coverage and lack of ...

5. National Council on Compensation Insurance - Wikipedia

   en.wikipedia.org/wiki/National_Council_on...

   The National Council on Compensation Insurance (NCCI) is a U.S. insurance rating and data collection bureau specializing in workers' compensation. Operating with a not-for-profit philosophy and owned by its member insurers, NCCI annually collects data covering more than four million workers compensation claims and two million policies. The ...

6. How much will you pay in NJ for ACA health insurance in ... - AOL

   www.aol.com/much-pay-nj-aca-health-081030346.html

   The open enrollment periods began Wednesday for Get Covered NJ, the state government's Affordable Care Act marketplace used by more than 340,000 New Jerseyans who do not get health insurance ...

7. Workers' compensation (United States) - Wikipedia

   en.wikipedia.org/wiki/Workers'_compensation_...

   The topic of workers' compensation fraud is highly controversial, with claimant supporters arguing that fraud by claimants is rare—as low as one-third of one percent, [63] others focusing on the widely reported National Insurance Crime Bureau statistic that workers' compensation fraud accounts for $7.2 billion in unnecessary costs, [64] and ...