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Universal life insurance (often shortened to UL) is a type of cash value [1] life insurance, sold primarily in the United States.Under the terms of the policy, the excess of premium payments above the current cost of insurance is credited to the cash value of the policy, which is credited each month with interest.
Variable universal life insurance (often shortened to VUL) is a type of life insurance that builds a cash value. In a VUL, the cash value can be invested in a wide variety of separate accounts, similar to mutual funds, and the choice of which of the available separate accounts to use is entirely up to the contract owner.
Indexed universal life (often shortened to IUL) is a type of universal life insurance product that offers a death benefit coupled with a cash value account that can be used to pay policy premiums or take withdrawals and loans. [1]
Child care facilities in the US have the option of becoming accredited. An outside organization is in charge of setting and enforcing this standard. In centers, National Association for the Education of Young Children institutes it. [58] For family child care providers, the National Association of Family Child Care Providers award the ...
In California, this coverage is offered through the California Earthquake Authority. Sinkhole coverage: Sinkholes occur in many regions of the U.S. but are not covered by a standard homeowners policy.
OhioHealth is a not-for-profit system of hospitals and healthcare providers based in Columbus and the Central Ohio area. The system consists of 15 hospitals, 200+ ambulatory sites, hospice, home health, medical equipment and other health services spanning 47 Ohio counties. [1]
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