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2. Universal Life Insurance: How Does It Compare to Other Policies?

   www.aol.com/universal-life-insurance-does...

   Universal life insurance offers permanent coverage with a unique twist—flexibility.

3. Universal life insurance - Wikipedia

   en.wikipedia.org/wiki/Universal_life_insurance

   The advantage of the universal life policy is its premium flexibility and adjustable death benefits. The death benefit can be increased (subject to insurability), or decreased at the policy owner's request. The premiums are flexible, from a minimum amount specified in the policy, to the maximum amount allowed by the contract.

4. Universal life insurance - AOL

   www.aol.com/finance/universal-life-insurance...

   Flexible death benefit options: ... Flexible premium payments: ... Adjustable death benefit: You have the flexibility to increase or decrease the death benefit. Increasing it may require a medical ...

5. Universal Life Insurance: Benefits, Drawbacks & Costs ... - AOL

   www.aol.com/finance/universal-life-insurance...

   The main pros include flexibility, cash value growth, adjustable death benefits and other tax benefits. Flexibility. Universal life insurance offers flexibility, allowing you to adjust your ...

6. Variable universal life insurance - Wikipedia

   en.wikipedia.org/wiki/Variable_universal_life...

   The standard set was twofold: to define a maximum amount of cash value per death benefit and to define a maximum premium for a given death benefit. If the maximum premium is exceeded the policy no longer qualifies for all of the benefits of a life insurance contract and is instead known as a modified endowment contract or a MEC.

7. Internal Revenue Code section 79 - Wikipedia

   en.wikipedia.org/wiki/Internal_Revenue_Code...

   It is possible to have what is deemed a discriminatory Section 79 plan. Under a discriminatory plan the first $50,000 of death benefit coverage is not free for owners and key employees. Cost will again be based on the IRS Table I rates. Rank and file employees maintain their free benefit whether or not the plan is discriminatory.