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An uninsured motorist clause is a provision commonly found in United States automobile insurance policies that provides for a driver to receive damages for any injury he or she receives from an uninsured, negligent driver. The owner of the policy pays a premium to the insurance company to include this clause.
Uninsured/underinsured motorist coverage (UM/UIM) Helps pay for you and your passengers’ injuries, medical expenses and lost wages if the at-fault driver doesn’t have enough (or any) bodily ...
You may also have the option to purchase uninsured and underinsured motorist coverage. Bodily injury liability (BI) Bodily injury liability coverage may pay for the other party’s medical bills ...
Uninsured/Underinsured motorist coverage (UM/UIM): ... $100,000 uninsured motorist bodily injury per person. $300,000 uninsured motorist bodily injury per accident. $500 collision deductible.
Uninsured/underinsured motorist bodily injury (UM/UIM BI). Protects you if you're hit by a driver who either has no insurance or insufficient coverage to pay for your medical costs.
Uninsured motorist coverage typically comes in two types: Bodily Injury (UMBI), which covers medical costs, and Property Damage (UMPD), which pays for car repairs.
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