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However, you're entitled to a free copy of each report only one time per year, so you can't request a report from a credit bureau you've received one from within the past year.
Once you understand how credit inquiries affect your credit score, you can make smart decisions about when to apply for new credit. Checking your credit score does not lower it, so feel free to ...
A credit score is basically a number that gives a lender an indication of the likelihood you'll pay back your debt. Lending institutions use credit scores to determine if extending a loan to a...
Your credit score is just a few clicks away. Home & Garden. Lighter Side
This guide goes over the main determinants of your credit score, which factors matter the most and more.
Hard credit inquiries happen when banks, credit card companies and other lenders check your credit to determine whether to extend you credit. A hard pull hurts your credit score, but fortunately ...
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