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Read on to see the maximum Social Security benefit at ages 62, 66, and 70 in 2025. I'll also discuss what it takes to earn the maximum payout. Two Social Security cards lying atop a $100 bill.
All financial plans are important, but Social Security benefits play a profound role in preventing elderly poverty and are paid out at an important stage in a worker's life. Find Out: 8 Common...
Yet, you can file for your Social Security retirement benefits as early as age 62 or as late as age 70. Read Next: Suze Orman: 2025 Social Security Changes You Need To Know About and Their Impacts
But Social Security benefits are designed to replace about 40% of a person's working income. Gen X, meanwhile, is also shaping up to hit retirement without enough saved for their golden years.
The youngest age to claim Social Security is 62, and you're eligible for your complete monthly benefit without a reduction at full retirement age (FRA), which is 67 for anyone born in 1960 or later.
Social Security allows seniors to work and receive monthly benefits at the same time. And once you reach FRA, you can earn any amount of money from a job without losing any of your monthly benefits.