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  2. Credit scorecards - Wikipedia

    en.wikipedia.org/wiki/Credit_scorecards

    A credit score is primarily based on a credit report, information typically sourced from credit bureaus. Lenders, such as banks and credit card companies, use credit scores to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt .

  3. Cassandra Hubbart/AOL "The Fair Credit Reporting Act requires each of the nationwide credit reporting companies -- Equifax, Experian, and TransUnion -- to provide you with a free copy of your ...

  4. Credit score - Wikipedia

    en.wikipedia.org/wiki/Credit_score

    Borrowell and CreditKarma offers free credit report and credit check and this request by the consumer is noted in the credit report as a 'soft inquiry', so it has no effect on their credit score. According to Equifax's ScorePower Report, Equifax Beacon scores range from 300 to 900. Trans Union Emperica scores also range from 300 to 900.

  5. TransUnion CIBIL - Wikipedia

    en.wikipedia.org/wiki/TransUnion_CIBIL

    2004: Credit bureau services are launched in India (Consumer Bureau). 2006: Commercial bureau operations commenced. 2007: CIBIL Score, India’s first generic risk scoring model for banks and financial institutions, was introduced. [12] 2010: Two firsts for the credit industry in India with the launch of: CIBIL Detect: India's first repository ...

  6. What do the different versions of FICO scores mean? - AOL

    www.aol.com/finance/different-versions-fico...

    Score. Experian. Equifax. TransUnion. Most widely used. FICO® Score 9 FICO® Score 8. FICO® Score 9 FICO® Score 8. FICO® Score 9 FICO® Score 8. Used in auto lending

  7. What is my credit score if I have no credit history? - AOL

    www.aol.com/finance/credit-score-no-credit...

    Bankrate Insight. Credit bureaus collect information, and the main three are TransUnion, Equifax and Experian.Credit scoring models are like mathematical formulas, and the most common are the FICO ...

  8. AnnualCreditReport.com - Wikipedia

    en.wikipedia.org/wiki/AnnualCreditReport.com

    AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

  9. If Your Credit Score Is Under 800, Make These 8 Moves Now - AOL

    www.aol.com/credit-score-under-800-8-230023793.html

    Getting an 800 credit score requires time and good payment history. But there are other things you can do. Here are eight steps you can take to help.

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