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  2. Understanding FEMA’s Risk Rating 2.0 system for flood ... - AOL

    www.aol.com/finance/understanding-fema-risk...

    The Federal Emergency Management Agency (FEMA) created Risk Rating 2.0 to help create more fairly rated flood insurance policies by taking more rating factors into consideration.

  3. HAZUS - Wikipedia

    en.wikipedia.org/wiki/HAZUS

    Hazus is a geographic information system-based natural hazard analysis tool developed and freely distributed by the Federal Emergency Management Agency (FEMA). In 1997 FEMA released its first edition of a commercial off-the-shelf loss and risk assessment software package built on GIS technology. This product was termed HAZUS97.

  4. Flood insurance rate map - Wikipedia

    en.wikipedia.org/wiki/Flood_Insurance_Rate_Map

    A flood insurance rate map (FIRM) is an official map of a community within the United States that displays the floodplains, more explicitly special hazard areas and risk premium zones, as delineated by the Federal Emergency Management Agency (FEMA). [1]

  5. Special Flood Hazard Area - Wikipedia

    en.wikipedia.org/wiki/Special_Flood_Hazard_Area

    A Special Flood Hazard Area (SFHA) is an area identified by the United States Federal Emergency Management Agency (FEMA) as an area with a special flood or mudflow, and/or flood related erosion hazard, as shown on a flood hazard boundary map or flood insurance rate map. [1]

  6. Federal Emergency Management Agency - Wikipedia

    en.wikipedia.org/wiki/Federal_Emergency...

    The Federal Emergency Management Agency (FEMA) is an agency of the United States Department of Homeland Security (DHS), initially created under President Jimmy Carter by Presidential Reorganization Plan No. 3 of 1978 and implemented by two Executive Orders on April 1, 1979. [1]

  7. National Flood Insurance Program - Wikipedia

    en.wikipedia.org/wiki/National_Flood_Insurance...

    The Federal Emergency Management Agency (FEMA) defines the floodplain as the area that would be flooded by a base flood, [8] which is "the flood which has a one percent chance of being equaled or exceeded in any given year". In this sense, a base flood is synonymous with a 100-year flood and a floodplain is synonymous with a special flood ...

  8. Flood insurance - Wikipedia

    en.wikipedia.org/wiki/Flood_insurance

    FEMA states that approximately 50% of low flood zone risk borrowers think they are ineligible and cannot buy flood insurance. Anyone residing in a community participating in the NFIP can buy flood insurance, [10] even renters. However, unless one lives in a designated floodplain and is required under the terms of a mortgage to purchase flood ...

  9. FEMA warns of Helene misinformation, launches ‘rumor ... - AOL

    www.aol.com/fema-warns-helene-misinformation...

    The Federal Emergency Management Agency (FEMA) is warning the public to be wary of misinformation surrounding Hurricane Helene and the federal government’s response, launching a “rumor ...