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  2. Build a stable payment history with your lenders: Since your payment history comprises 35 percent of your credit score, on-time payments are the most effective way to increase your score.

  3. Here's What Happens to Your Credit Score if You Get Pre ... - AOL

    www.aol.com/heres-happens-credit-score-pre...

    Having said that, while 10 different credit inquiries counting as one is certainly a helpful rule, it's important to note that even one inquiry can have a minor negative impact on your score.

  4. What credit score do you need to buy a house? - AOL

    www.aol.com/finance/credit-score-buy-house...

    The minimum credit score by mortgage type. ... It may be possible to get approved for a mortgage with a score as low as 500, but that’s with specific caveats—that you’re applying for an FHA ...

  5. What credit score is needed to buy a house? - AOL

    www.aol.com/finance/credit-score-needed-buy...

    Loan Type. Minimum Credit Score. Conventional loans. 620. FHA loans. 500 (with 10% down payment); 580 (with 3.5% down payment) USDA loans. The USDA has no minimum limit, but lenders generally like ...

  6. Is 800 a good enough credit score to buy a house? - AOL

    www.aol.com/finance/800-good-enough-credit-score...

    Here’s an example: Let’s say you’re buying a $400,000 house with a 20 percent down payment, and your high credit score qualifies you for a 30-year fixed mortgage at an interest rate of 6.2 ...

  7. How to buy a house with bad credit - AOL

    www.aol.com/finance/buy-house-bad-credit...

    Key takeaways. You can get a mortgage with a credit score as low as 620, 580 or even 500, depending on the type of loan. Some mortgage lenders offer bad credit loans with more flexible qualifying ...

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