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2004 study found high Black, Indigenous, and people of color [BIPOC] zip codes to have significantly worse scores than non-Black, Indigenous, and people of color [BIPOC] zip codes. [34] 2004 study found that African American and Hispanic consumers constituted over 60% of the consumers having the worst credit scores. [35]
About one-third of recent college graduates took out loans totaling more than $25,000, but that's a lot higher for certain groups. Black, first-generation graduates take out more student loans ...
Currently, 45 million people are carrying student loan debt, adding up to about $1.7 trillion total. Many borrowers might feel like they're drowning; some can't imagine a future where all their ...
An education loan is a loan taken out by the student (or parent) to pay for educational expenses. Unlike scholarships and grants, this money must be repaid with interest. Educational loan options include federal student loans, federal parent loans, private loans, and consolidation loans.
Student loans may be discharged through bankruptcy, but this is difficult. [2] Research shows that access to student loans increases credit-constrained students' degree completion, later-life earnings, and student loan repayment while having no impact on overall debt. [3]
Under President Biden's student loan forgiveness program, individual borrowers who earned less than $125,000 in 2020 or 2021 will see up to $10,000 or $20,000 of their federal student loan debt...