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A bank can impose a hold extension on a check deposit for different durations: Up to one business day for checks drawn from and deposited into the same bank Up to five business days for most checks
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Bank of America Direct Deposit Time. Bank of America, Member FDIC, offers same-day access to direct deposits. Through its online banking platform, you can set up alerts that send you a text ...
Cheque clearing (or check clearing in American English) or bank clearance is the process of moving cash (or its equivalent) from the bank on which a cheque is drawn to the bank in which it was deposited, usually accompanied by the movement of the cheque to the paying bank, either in the traditional physical paper form or digitally under a cheque truncation system.
A banker's acceptance starts with a deposit in the amount of the future payment plus fees. A time draft to be drawn on the deposit is issued for the payment at a future date, analogous to a post-dated check. The bank accepts (guarantees) the obligation to pay the holder of the draft, analogous to a cashier's check.
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